2. When can I apply for home loan and steps involved in the process?

You can apply for the Home Loan even before you have selected your property or before the start of construction. You will get in -principle approval for the loan amount which will help you decide your budget and plan the purchase of house/flat.
There are two stages in the housing loan process

  1. 1. Sanction of the loan
  2. 2. Disbursement of the loan as per the progress of construction of the property.

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